Rates
Checking Rates
Rates effective 03/03/2014
| Reward Checking $100 Minimum Deposit |
||
| Tier | Interest Rate | APY* |
| Balances up to $15,000 | 1.00% | 1.01% |
| Balances above $15,000 | 0.40% | 0.40% |
| Premier Club $100 Minimum Deposit |
||
| Interest Rate | APY* | |
| 0.40% | 0.40% | |
| Interest Checking $100 Minimum Deposit |
||
| Interest Rate | APY* | |
| 0.05% | 0.05% | |
Savings Rates
| Money Market $100 Minimum Deposit |
||
| Tier | Interest Rate | APY* |
| $0.01 - $9,999.99 | 0.15% | 0.15% |
| $10,000 - $24,999.99 | 0.15% | 0.15% |
| $25,000 - $49,999.99 | 0.25% | 0.25% |
| $50,000 - $99,999.99 | 0.25% | 0.25% |
| $100,000 - $249,999.99 | 0.35% | 0.35% |
| Balances above $250,000 | 0.45% | 0.45% |
| Statement Savings $100 Minimum Deposit |
||
| Interest Rate | APY* | |
| 0.10% | 0.10% | |
CD Rates
| $1000 Minimum Deposit | ||
| Term | Interest Rate | APY* |
| 12 Months | 0.20% | 0.20% |
| 13-23 Months | 0.25% | 0.25% |
| 24 Months | 0.40% | 0.40% |
| 36 Months | 0.60% | 0.60% |
| 48 Months | 0.65% | 0.65% |
| 60 Months | 0.99% | 1.00% |
IRA Rates
| $500 Minimum Deposit | ||
| Term | Interest Rate | APY* |
| 12 Months | 0.20% | 0.20% |
| 13-23 Months | 0.25% | 0.25% |
| 24 Months | 0.40% | 0.40% |
| 36 Months | 0.60% | 0.60% |
| 48 Months | 0.65% | 0.65% |
| 60 Months | 0.99% | 1.00% |
| IRA Savings $100 Minimum Deposit |
||
| Interest Rate | APY* | |
| 0.25% | 0.25% | |
* APY is the Annual Percentage Yield on the account
**Legal Disclosures – See Accounts Page for each type of account for more information
Some accounts will assess a $25.00 charge if closed within 6 months of opening
Advertised deposit rates apply to amount of $250,000 or less. Please contact an EVB Representative for a rate quote for amounts over $250,000.
All Savings and Checking Accounts: the interest rate and APY may change after account opening.
Reward Checking Accounts: if you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.05% APY; however, it will not receive ATM refunds for that period. No minimum balance is required and there is no monthly service charge.
Premier Checking membership requires a minimum daily balance of $2,500 in the Premier Checking Account or a combined daily balance of $15,000 in a combination of personal accounts such as checking, savings , CDs or IRAs.
Certificates of Deposit – A penalty may be imposed for early withdrawal. Please call us for rates on CDARs.
Non-profit organizations include those organized under IRC §§501 (c)(3), 501(c)(4) and 501(c)(9).